The VA home loan benefit, from service record to front door
VA funding fee basics
Bottom line
The VA funding fee is a one-time charge that helps fund the program. It varies with your down payment and whether you have used the benefit before. Veterans receiving VA disability compensation and some others are exempt. VA publishes the current fee table.
Last reviewed against the primary sources listed below.
Exemptions include
- Veterans receiving VA disability compensation.
- Eligible surviving spouses.
- Some Purple Heart recipients on active duty.
What veterans and families ask
Who is exempt from the VA funding fee?
Veterans receiving disability compensation and certain others.
Can the funding fee be financed?
Yes, it can be included in the loan.